Personal Finance
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How I Decided Not to Buy a Lexus
Purchasing a Lexus might seem appealing, but consider hedonic adaptation and the PERMA pillars to ensure it truly enhances your life’s happiness. Continue reading
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The Most Dangerous Question In Personal Finance
Are you caught in the trap of living paycheck to paycheck? Discover how shifting from “can we afford it?” to “should we afford it?” can transform your financial future. Continue reading
asset allocation, balance, capital allocation strategy, Cash Flow, cash flow flexibility, financial Freedom, financial planning, financial security, Gap, HYSA, investment strategy, long term investing, Personal Finance, personal growth, savings rate, smart spending, tracking expenses, wealth building -
The End Of An Era
Discovering Warren Buffett’s philosophy through a serendipitous find in a Borders clearance sale transformed my perspective on financial independence. His life and teachings, focusing on humility and discipline, challenge conventional investing wisdom. Continue reading
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The Ultimate Flex
Comparing ourselves on social media may seem harmless, but it can distort our perception of success. A brief social media detox reveals surprising mental health benefits and challenges societal values of wealth and happiness. Continue reading
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6 Month Check In
I offer up some personal numbers related to cash flow and investing so far for 2025. Continue reading
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Automated Advertisements
Having a personal financial system that is fully automated is a wonderful thing. It frees up mental space to think about cooler things. I use what I call automated advertisements to reassure me throughout my journey that the machine I’ve built is working. Continue reading
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The Grand 2023 Experiment
Decided to try something different in 2023. Spend more and make less. How did it all work out? Read more and find out! Continue reading
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It’s All About The Expenses..
Making more money is always good. But as we all know, more money will not make you wealthy. Focusing on your expenses is key to getting ahead. Continue reading
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The Book That Changed My Life
Have you ever come across a book that completely upended the paradigm in which you view the world ? Continue reading
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The Aloe Vera Of Personal Finance
I often get asked, what is the ONE thing I can recommend to help someone with their finances. After hearing a range of problems over the years, my answer is ALWAYS understanding your cash flow. While it certainly isn’t the only thing you should do, it is definitely the first thing and probably the most… Continue reading
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Not Another Blog..
My thoughts on why I started this blog and what I have to offer. Also I offer some insight on how I came up with the name of the site. Continue reading
Build The Gap 