The Federal Reserve’s interest rate adjustments impact nearly every financial aspect of life, from mortgage costs to stock market volatility. By understanding the federal funds rate, individuals gain a crucial edge in navigating economic fluctuations.
Break free from restrictive budgeting by embracing the gap model. Learn to build wealth and financial security through a new perspective on your finances.
Are you caught in the trap of living paycheck to paycheck? Discover how shifting from “can we afford it?” to “should we afford it?” can transform your financial future.
Discovering Warren Buffett’s philosophy through a serendipitous find in a Borders clearance sale transformed my perspective on financial independence. His life and teachings, focusing on humility and discipline, challenge conventional investing wisdom.
Using credit cards wisely can be a fantastic way to enjoy amazing travel benefits and even get some money back for the things you love.
It’s also a great time at the end of the year to look back on how you used your extra money throughout the year, just to make sure it’s working with your overall financial plan.
Comparing ourselves on social media may seem harmless, but it can distort our perception of success. A brief social media detox reveals surprising mental health benefits and challenges societal values of wealth and happiness.
At 94 years old Warren Buffett made the decision to step down as CEO in Jan 2026. He will be remembered as the greatest capitalist of all time. No better time to go out and on top.
Emotions and fear are the enemy of the long term investor. Everyone knows that you are supposed to buy low and sell high, but how many are actually able to do it consistently? Very very few. Time in the market always beats timing the market.
What is the most important financial formula you can use to know how you are doing financially. I discuss the wealth score, a metric I use that captures what’s important and strips out the fluff.
I’m a huge believer that true success in life boils down to the process and habits you exude every single day. Particularly when nobody is looking. This is where my focus is and has always been. I think Jerry Seinfeld said it best in the quote I discuss here.
Having a personal financial system that is fully automated is a wonderful thing. It frees up mental space to think about cooler things. I use what I call automated advertisements to reassure me throughout my journey that the machine I’ve built is working.
History shows us time and time again that the best investors are the most boring. In fact, often times the best investment decision are to do nothing and wait.
I often get asked, what is the ONE thing I can recommend to help someone with their finances. After hearing a range of problems over the years, my answer is ALWAYS understanding your cash flow. While it certainly isn’t the only thing you should do, it is definitely the first thing and probably the most important. Cash flow is to personal finance as aloe vera is to basically all ailments, being nature’s most powerful natural healer.
I hear people all the time look and analyze a stock quote. As if this tells you anything about the asset you are buying. Here I discuss the limitations of just looking at the stock price and offer insight into the right approach.
If you believe the stock market is a huge casino and fail to invest as a result, you are missing out on the biggest wealth creator the world has ever seen!
Purchasing a Lexus might seem appealing, but consider hedonic adaptation and the PERMA pillars to ensure it truly enhances your life’s happiness.
The Federal Reserve’s interest rate adjustments impact nearly every financial aspect of life, from mortgage costs to stock market volatility. By understanding the federal funds rate, individuals gain a crucial edge in navigating economic fluctuations.
Break free from restrictive budgeting by embracing the gap model. Learn to build wealth and financial security through a new perspective on your finances.
Are you caught in the trap of living paycheck to paycheck? Discover how shifting from “can we afford it?” to “should we afford it?” can transform your financial future.
Discovering Warren Buffett’s philosophy through a serendipitous find in a Borders clearance sale transformed my perspective on financial independence. His life and teachings, focusing on humility and discipline, challenge conventional investing wisdom.
Using credit cards wisely can be a fantastic way to enjoy amazing travel benefits and even get some money back for the things you love. It’s also a great time at the end of the year to look back on how you used your extra money throughout the year, just to make sure it’s working with your overall financial plan.
Comparing ourselves on social media may seem harmless, but it can distort our perception of success. A brief social media detox reveals surprising mental health benefits and challenges societal values of wealth and happiness.
I offer up some personal numbers related to cash flow and investing so far for 2025.
At 94 years old Warren Buffett made the decision to step down as CEO in Jan 2026. He will be remembered as the greatest capitalist of all time. No better time to go out and on top.
What a crazy few weeks in the stock market! I give a crash course on the reasons behind the volatility, plus what I’m doing in response.
Emotions and fear are the enemy of the long term investor. Everyone knows that you are supposed to buy low and sell high, but how many are actually able to do it consistently? Very very few. Time in the market always beats timing the market.
What is the most important financial formula you can use to know how you are doing financially. I discuss the wealth score, a metric I use that captures what’s important and strips out the fluff.
What’s your credit card reward game like? I share some cool data on my month of November and some pretty epic welcome offers I took advantage of.
I’m a huge believer that true success in life boils down to the process and habits you exude every single day. Particularly when nobody is looking. This is where my focus is and has always been. I think Jerry Seinfeld said it best in the quote I discuss here.
Having a personal financial system that is fully automated is a wonderful thing. It frees up mental space to think about cooler things. I use what I call automated advertisements to reassure me throughout my journey that the machine I’ve built is working.
Decided to try something different in 2023. Spend more and make less. How did it all work out? Read more and find out!
Making more money is always good. But as we all know, more money will not make you wealthy. Focusing on your expenses is key to getting ahead.
Have you ever come across a book that completely upended the paradigm in which you view the world ?
Taking the lazy approach to building wealth may very well be the best approach.
History shows us time and time again that the best investors are the most boring. In fact, often times the best investment decision are to do nothing and wait.
I often get asked, what is the ONE thing I can recommend to help someone with their finances. After hearing a range of problems over the years, my answer is ALWAYS understanding your cash flow. While it certainly isn’t the only thing you should do, it is definitely the first thing and probably the most important. Cash flow is to personal finance as aloe vera is to basically all ailments, being nature’s most powerful natural healer.
I hear people all the time look and analyze a stock quote. As if this tells you anything about the asset you are buying. Here I discuss the limitations of just looking at the stock price and offer insight into the right approach.
If you believe the stock market is a huge casino and fail to invest as a result, you are missing out on the biggest wealth creator the world has ever seen!
A key component to any investment strategy is understanding what intrinsic value is and how it differs from the market price.
Sky high prices and no end in sight! I discuss my thoughts on the cryptocurrency craze and the limitations of using crypto as an investment strategy.
My thoughts on why I started this blog and what I have to offer. Also I offer some insight on how I came up with the name of the site.
Build The Gap 