Cash Flow
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Why I’ve Never Liked Budgeting (And What I Do Instead)
Break free from restrictive budgeting by embracing the gap model. Learn to build wealth and financial security through a new perspective on your finances. Continue reading
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The Most Dangerous Question In Personal Finance
Are you caught in the trap of living paycheck to paycheck? Discover how shifting from “can we afford it?” to “should we afford it?” can transform your financial future. Continue reading
asset allocation, balance, capital allocation strategy, Cash Flow, cash flow flexibility, financial Freedom, financial planning, financial security, Gap, HYSA, investment strategy, long term investing, Personal Finance, personal growth, savings rate, smart spending, tracking expenses, wealth building -
6 Month Check In
I offer up some personal numbers related to cash flow and investing so far for 2025. Continue reading
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The Ultimate Wealth Score
What is the most important financial formula you can use to know how you are doing financially. I discuss the wealth score, a metric I use that captures what’s important and strips out the fluff. Continue reading
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Automated Advertisements
Having a personal financial system that is fully automated is a wonderful thing. It frees up mental space to think about cooler things. I use what I call automated advertisements to reassure me throughout my journey that the machine I’ve built is working. Continue reading
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The Grand 2023 Experiment
Decided to try something different in 2023. Spend more and make less. How did it all work out? Read more and find out! Continue reading
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It’s All About The Expenses..
Making more money is always good. But as we all know, more money will not make you wealthy. Focusing on your expenses is key to getting ahead. Continue reading
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Be Lazy And Get Rich
Taking the lazy approach to building wealth may very well be the best approach. Continue reading
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The Aloe Vera Of Personal Finance
I often get asked, what is the ONE thing I can recommend to help someone with their finances. After hearing a range of problems over the years, my answer is ALWAYS understanding your cash flow. While it certainly isn’t the only thing you should do, it is definitely the first thing and probably the most… Continue reading
Build The Gap 